• 1 year overseas tax returns accepted
• No overseas income shading
• Overseas rental income accepted
• No credit scoring
• No CCR
• No DTI
• DSC requirement of 1.00x
• Spousal & non-spousal common debt reducer acceptable
• Offset, redraw, and internet banking with no monthly or annual ongoing fees
• Max LVR @ 75%
• Max Loan Amount @ $1.5m per loan facility
• 2 day SLA to conditional approval
• Expat rates from 6.69% for owner occupier and investment
• Purchases and refinances accepted