<100% Bridging Loan & Equity Release with combined security

Key Product Parameters

  • Individual borrowers (no companies & Trusts)
  • Security Residential and commercial properties
  • Maximum LVR Residential 75%; Commercial 60%; Vacant Land 50%
  • Loan Size 500k - $15 million
  • Maximum Loan Term 6 months
  • No repayments. Interest capitalised and paid on maturity

Lending Criteria

Loan Purpose

• Buy before you sell
• Bought but haven't sold
• Renovate before you sell
• Early equity release

Servicing

Servicing calculated on end debt only

Income Verification

To support end debt position

Responsible Lending

• Product meets requirements and objectives of borrower
• Borrower wont experience significant financial hardship by taking out loan

Credit History

• Minor credit impariments will be considered

Security Location

• Metro and non-metro postcodes accepted

Pricing

LVR
  • ≤60%
  • ≤65%
  • ≤70%
  • ≤75%
≤$3m
  • 7.59%
  • 7.69%
  • 7.79%
  • 7.99%

FF Funding Niches

  • No interest for loans between $500K-$5M & metro postcodes
  • ‘No end debt’ accepted
  • No servicing the peak debt
  • Cash out to renovate and sell
  • No Repayments until maturity
  • Commissions paid on all loans
  • No Clawbacks

Loan Fees

  • Application fee from 2.20% plus brokerage

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  • >$3m to ≤$5m - 0.60%
  • >$5m - P.O.A
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